AddvantageUSA is an ecommerce business that offers retail shopping online to consumers residing in the United States. It is sometimes seen with different spellings: Addvantage USA and Addvantage-USA. Occasionally, one will see the “USA” dropped and the name AddvantageUSA shortened to Addvantage. The current AddvantageUSA logo includes a silver grey graphic image of a shopping basket. The cart rides on two graphic wheels that are orange-red, amber, or saffron color, depending on the browser and screen of the computer or other device used to view the site. The AddvantageUSA brand, our name and our logo are symbolic of our mission. AddvantageUSA affords American consumers a real credit opportunity and a shopping advantage by providing desirable products on good terms. With Addvantage Credit™ shoppers can apply now & buy now. The store credit account is especially designed to give people just starting out a place to establish credit for the first time. It is equally helpful to those recovering from a financial breakdown and looking for a fresh start. Addvantage Credit™ reports to all three of the major credit bureaus. Responsible use of the online store credit account will be reflected on the consumer’s credit report. The convenient credit process works like this, customers: • Apply Online • Get Instant Approval • Shop Online the Same Day As They Are Approved • Have Products Delivered to Their Door • Make Low Monthly Payments • Pay on Time and Make New Credit History The average credit limit is generous, more than $2000. The interest rate and the credit terms are reasonable. During the application process, new account holders are rated and assigned to different credit tiers. Each time they make a purchase, shoppers pay a down payment based on their credit tier. The highest rate for any down payment is a very reasonable 20%. Some customers will pay only 10% down, others 5%, and those with the very best rating will not be required to make down payment when making a purchase. There is no application fee and AddvantageUSA does not charge a monthly fee. Of course, there are late fees and NSF charges, as one expects with any credit card. The exact terms and conditions are presented during the application process and can be found elsewhere on this site. Addvantage customers activate their account by making an initial purchase. The minimum first purchase amount is $300.00. Depending on the credit tier, this requires the new customer making an initial purchase to make a minimum payment of either sixty dollars ($60.00), thirty dollars ($30.00), fifteen dollars ($15.00), or zero. That’s right, even if they have bad credit, or no credit history at all, the AddvantageUSA customers pay only $60 if the initial purchase amount is three hundred dollars. There is no minimum purchase amount after the account it activated. After the first purchase, Advantage Shoppers buy as little or as much as they want, and each time make only a down payment (0%, 5%, 10%, or 20%) at the time of purchase. AddvantageUSA is not only here for customers who want the opportunity to establish or re-establish credit; we also provide a great shopping experience we call The Shopping Addvantage™. The Shopping Addvantage starts with a great web site. You will find that the site is fast, and the products are organized in easy to search categories. Inside of each category is an index that shows the various brands, colors, sizes and so forth of the products sold by AddvantageUSA. The categories include most of the things that todays consumer wants and needs. Take a look and you find electronics, computers, laptops and tablets. Addvantage also sells televisions and sound systems. Another category is kitchen items. There you will find small appliances, such as microwaves, coffee makers, food processors, and mixers. The kitchen category also holds utensils, cookware, and cutlery. Other categories include things like men’s and women’s fragrances, perfumes, colognes, and eau de toilette. Others contain watches, jewelry, cufflinks, tie clips and other personal items. Elsewhere on the home page you will find links to bedding, rugs, pillows, poufs, power tools, and recreation equipment. Most of these items are name brands that consumer know and trust. The online shopping cart is very straightforward. Customers can easily see how much they are putting in the cart, the prices, total price and down payment. Shipping charges are shown as part of the cart, but customers do not pay separately for shipping unless they want to do so. Ordinarily, the shipping charge is included in the total charge. That’s a great choice for consumers on a tight monthly budget. Shipping is reliable and handled by well established businesses, such as FedEx, UPS, and other freight shippers who have proven records that earn public trust. Many sites only pretend to provide a credit solution for those facing credit challenges. Their credit offers are illusory; they offer tiny credit limits, oversized application fees, monthly fees, and bad credit terms. Others offer a very small collection of goods that are of little use to the borrower. A credit offer is of little use if you can’t use it to buy products you want. This is not true at AddvantageUSA. Here you will find a tremendous variety of the things you need at reasonable prices and low monthly payments. As you might expect when you discover something so useful, the word is getting around. AddvantageUSA offers a great alternative for shoppers who want a solid, dependable combination of products and credit. Our customers know, AddvantageUSA is where they get The Shopping Addvantage.
AddvantageUSA is an online retailer specializing in brand named consumer products that can be purchased via an easy qualifying credit account from AddvantageUSA. Even if you have been turned down for credit before, we are able to say "Yes, You're Approved!" when others say no.
AddvantageUSA provides customers with two unique offers: Addvantage Credit™ and the Shopping Addvantage™.
By entering and using this website you agree to the Terms and Conditions as posted. Information is accurate as of 07/08/2013.. You can write AddvantageUSA, 1320 Greenway Dr., Suite 105, Irving, Texas, 75038, or call 888-601-5527 to inquire whether changes have occurred. Credit limits range between $3,000 and $4,000. Individual limits are based upon credit history and other factors. No cash advance. Credit lines are provided by AddvantageUSA. Retail purchases may require a down payment of twenty percent (20%), depending on credit history and other factors. If payment is more than ten days late, you will be charged a late payment fee of ten percent of the payment due. If payment is returned or refused you will be charged $25.00 each time it is returned. There is minimum monthly payment of $35 dollars per month for each retail purchase made on the AddvantageUSA website.